Punjab National Bank

Punjab National Bank, India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. During the long history of over 122 years of the Bank, 7 banks have merged with PNB and it has become stronger and stronger with a network of 6950 Domestic branches and 10502 ATMs as on 31st March 2017.

The idea of Swadeshi Bank was first mooted by Rai Mool Raj of Arya Samaj who, as reported by Lala Lajpat Rai, had long cherished the idea that Indians should have a national bank of their own. PNB today stands tall amongst the nationalized banks in major financial parameters i.e. Global Business, Domestic Business, Domestic Deposits, Net Advances, CASA Deposit and Operating Profit etc.

The Bank is riding on the digital wave and pulling all improvement levers to become ‘The future Ready Bank’. The Bank has a bouquet of digital products and application (app) based services with the best of the industry comparable features. This includes ‘PNB UPI’, ‘BHIM’, ‘M-Passbook’, ‘PNB Genie’, ‘PNB ATM Assist’, `PNB MobiEase’, ‘Green PIN’, etc. The Bank has built up capacity by upgrading to Finacle version 10.2.x.

To create a sustainable competitive advantage, the Bank is focusing on strengthening brand equity by connecting with the Gen-Next segment. To carry forward digital agenda and connect with Next Gen, the Bank has chosen Mr. Virat Kohli, a renowned & energetic young cricketer and a youth icon as brand ambassador of the Bank.


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