Cholamandalam MS General Insurance Company Ltd.

Chola MS General Insurance Company Ltd., also known as Chola MS, is a joint venture between Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. The company offers a wide range of products that include Accident, Engineering, Health, Liability, Marine, Motor, Property, Travel and Rural insurance for individuals and corporates.
Guided by its brand philosophy of T3 – Trust, Transparency and Technology, Chola MS is pioneering new age insurance services delivered with an Indian empathy and Japanese efficiency.
The company received various awards and accolades. Noteworthy among them is the best insurance company award from the Government of India for ‘Overall performance’ in RSBY for FY 2011-12, and the 2012 ‘Innovation Leader’ award. The company has been recognized for the third consecutive year for its excellent work in the RSBY scheme.

We’re not just an insurance company, but companions too. We understand the agony every family feels when a loved one is hospitalized. That's why we are by their side
right through. Taking care of their hospital expenses. While they take care of the one who needs them the most. Guided by our core values of Trust, Transparency and Technology (T3), we bring the best of Japanese efficiency and Indian empathy to our insurance services. Making sure that everything is taken care of when our customer families need it the most.

Starting out in 2002, we’ve grown in size and stature and are now a team of 2700 people with over 7.2 million health customers.

In 2012-13, we recorded a Gross Written Premium of RS. 1625 crores. Having posted a remarkable growth of 20%, we have been one of the fastest growing general insurance companies in the insurance industry with a network of over 92 branches across the country and 7,000 agents. The Agency distribution channel is complemented by various strategic and long-term partnerships with banks, auto OEMs and auto finance companies among others.

We offer a variety of products to suit every insurance need. For individuals, we offer products like motor insurance, health insurance, travel insurance, personal accident and home insurance. For SMEs and corporate clients, we provide customized solutions encompassing insurance as well as risk consulting services in engineering, liability, marine, property and miscellaneous. Our risk consulting arm Chola MS Risk Services provides risk identification, assessment and control through risk management and engineering solutions in the field of safety, health, environment and insurance support. Now our Risk Management helps in identifying and quantifying the risks, initiating appropriate risk mitigation measures. And our insurance acts as a risk transfer and risk mitigation tool. Altogether, with Chola MS you get the edge with total risk solutions.